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I was injured while driving someone else’s vehicle and was not at fault for the accident. Why do I have to report this to my insurance company?
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Personal Injury & Wrongful Death
Florida has adopted the “No Fault” law. Anyone wishing to register a motor vehicle for use on public roadways in Florida must carry Personal Injury Protection and Property Damage coverages. If you are injured in an accident, you must submit your medical bills and lost wages to your own carrier first, regardless of who was at fault for the accident.