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My spouse was not injured in the accident. Why does he/she have to be involved in my claim for injuries?
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Personal Injury & Wrongful Death
Your spouse has a derivative claim. Simply stated, your spouse may have lost the benefit of one or more of your services in and around the home. As such, he/she is entitled to be compensated for this loss. Since this is the case, insurance companies generally will not settle a claim, unless both spouses are included in the settlement agreement.