The insurance company says my car is a “total loss”. What does that mean?

Get Your Case Evaluation Now


Personal Injury & Wrongful Death

The standard for determining whether a vehicle is declared a total loss or not, is by the State of Florida, not the insurance companies. The State of Florida says that if repairs exceed 80% of the actual cash value of the vehicle, then it can be declared a total loss.


At the Draper Law Office, you are not treated as a client; you are a friend. They are the friendliest people I have ever dealt with. Every time I called, all my questions were answered or if they could not answer at that time, they would call me back.

If in the future I need their assistance, I would not hesitate to call on them.