Who is going to pay for: A) The damage to my car; B) The tow bill I received; C) My rental car?

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Personal Injury & Wrongful Death

If you have collision coverage under your policy, you may go through your own carrier for repairs to your vehicle (less any applicable deductible). This usually is the quickest way to complete repairs to your vehicle. If the other party has insurance and the company has accepted liability, your carrier will submit a claim for reimbursement of any monies that they paid out as well as reimbursement of your deductible. The second option is to go through the insurance carrier for the responsible party. However, it may take a little longer to settle since they must complete their investigation and determine that their insured is completely at fault for the accident. Towing and rental reimbursement would be considered along with the property damage.


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