Who will pay for my child’s medical bills?

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Personal Injury & Wrongful Death

That depends. If the dog’s owner has homeowners’ insurance, which does not exclude dog bites, and if the homeowners’ insurance provides for medical payments coverage, then the medical bills should be paid by the homeowners’ insurance. If there is no medical payments coverage, then you will have to rely upon your own health insurance coverage or pay such expenses out of your pocket. If it is ultimately determined that the dog owner is liable, then he/she will be responsible to reimburse you for your medical expenses.


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