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Draper Law Office Since 1984
  • Free Personal Injury Consultations
  • ~
  • Hablamos Español

Kissimmee Insurance Dispute Lawyer

Helping Policyholders Throughout Osceola County

Insurance is a way of managing risk in your life. To protect yourself against a costly expense, you buy insurance and pay a little each month to keep the policy active. If that expensive need does arise, your insurance policy will kick in with benefits to cover that cost. Some insurance is required by law, such as Personal Injury Protection or Property Damage Liability insurance on your vehicle, or health insurance required under the Affordable Care Act. Other times, the bank loaning you money to buy a house or the car dealership leasing you a vehicle will require you to maintain a certain amount of homeowners insurance or car insurance as a condition of the loan.

Insurance can be essential to paying medical bills, making up for lost wages, repairing or replacing property, covering a period of business interruption, or meeting other vital needs. If you diligently pay your premiums month after month, you have every right to expect that you are covered and will get benefits if you ever need them. Unfortunately, insurance doesn’t always work the way it should.

Insurance policies can sometimes be tricky. They are often long and complicated and involve many different stipulations and clauses that are contingent on one another. Because of this, you may believe that you are entitled to a certain amount of compensation or help with your bills after a motor vehicle accident or illness, while the insurance company may believe you are entitled to a different amount. These arguments can drag on, causing you more financial burden as you wait to see if the insurance company is going to pay the full amount you expected.

Cases where insurance needs to step in happen in almost all situations. In Central Florida, it is vital to know how much you should receive – especially with considerations like hurricane damage, or the number of car accidents that can happen due to tourists unfamiliar with the Florida roadways. Other insurance claims can happen everywhere, such as disability and health insurance coverage issues, as well as death benefits from a life insurance policy.

When you find yourself in a dispute with your insurance company, the Kissimmee insurance dispute lawyers at Draper Law Office can help. We’ll step in and advocate on your behalf with the knowledge and experience gained from years of dealing with insurance companies. If there is a good faith dispute over coverage, liability or damages, we’ll provide the necessary information and persuade the insurer to act promptly in covering your claim. If they are acting in bad faith by unreasonably delaying payment or improperly denying your claim, we’ll move to hold them accountable for the benefits they owe and any additional damages they have caused. Call our office in Kissimmee for help with any insurance dispute in Osceola County and surrounding communities, including Davenport, Celebration and St. Cloud.

Why Would the Insurance Company Deny My Claim?

When you file a claim with an insurance company, the first thing they do is assign a claims adjuster to “adjust” your claim. Remember, insurance adjusters work for the insurance company; they don’t work for you or represent you. Their incentive is not to maximize your benefits; quite the opposite. As insurance company employees, they want to minimize your payout. Our job is to make sure the insurance adjuster has all the correct information and that it is presented in a way that convincingly demonstrates the amount of benefits you are due.

In the worst situation, the insurance company might be acting in bad faith, deliberately ignoring the facts and acting unreasonably to deny or limit their responsibility to you. Your insurance policy is a binding contract, and it comes with an implied duty of good faith. Our insurance bad faith lawyers can recover money damages for you if the insurer is acting unreasonably, such as by:

  • Failing to investigate the claim timely and thoroughly
  • Refusing to pay the full value owed
  • Making an unreasonable “lowball” settlement offer
  • Taking an unreasonably long time to settle the claim
  • Rescinding the policy for improper purposes, such as to avoid paying a valid claim
  • Denying a valid claim
  • Failing to defend you or settle a third-party claim

How Can Draper Law Office Help With My Insurance Dispute?

The insurance dispute lawyers at Draper Law Office are experienced in dealing with a variety of insurance disputes and other claims that you might have against your insurance company. Our attorneys understand the technical requirements for achieving results in these cases. By communicating with the insurance company on your behalf, they’ll know you are serious about your claim and have knowledgeable attorneys on your side. We can speak their language and get better results faster. Additionally, insurance claims adjusters often try to record policyholders making statements they can later use against them. Rest assured that we won’t unintentionally make statements that hurt your claim.

Remember, you don’t have to accept a denial of your claim or a low offer that doesn’t cover your expenses. You can challenge the insurance company’s decisions with the help of skilled and knowledgeable insurance attorneys on your side.

Call the Attorneys at Draper Law Office for Help With Insurance Disputes in Kissimmee and Osceola County

If you are in dispute with your insurance company over how much money you should receive for a claim, Draper Law Office can help. By contacting us at 407-846-0075 or via our online contact form, you can get the ball rolling to receive the proper compensation from your insurance company. Our Kissimmee insurance dispute lawyers look forward to hearing from you and hearing about your issue and helping you resolve it as quickly as we can.

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