Why Is The At-Fault Insurance Paying For My Car But Not My Injury?

Listen as Florida attorney Michelle Incandela explains the differences between property damage insurance, personal injury and bodily injury protection.
 
The law in Florida requires drivers to have two kinds of insurance: property damage insurance and personal injury protection (PIP), each in the amount of $10,000.The property damage insurance covers the car damages of the person insured.The personal injury protection covers the medical bills of the person paying the insurance with an additional $10,000. It does not cover injuries of a 2nd driver in car accident cases.
 
At this point, people may think that they have full coverage insurance. The common mistake is to think that if you have a car accident, the at-fault driver’s insurance company will pay. This is often not the case.
 
There is a 3rd type of coverage that you can have. In the State of Florida, is optional, and it is called bodily injury coverage. This is the insurance that pays for the injuries that you may have caused to a 2nd driver, in the case that you cause an auto accident.
 
There is one more important way you can protect yourself in these kinds of situations. You can purchase uninsured motorist coverage. Watch the video to learn more.
 
 
 
If you have additional questions, call the experienced Kissimmee personal injury attorneys of Draper Law Offices at (407) 846-0075. I welcome your call. Visit our educational website, where you can view more videos and media content from our law firm.


Draper Law Office

Offices in Kissimmee, Orlando and St. Cloud

www.DraperLawOffice.com

(407) 846-0075


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I have engaged Draper Law Offices for three (3) different accidents.  My experience with this firm has been excellent each time, with positive results in my favor.  Charles Draper kept me informed throughout the process of each claim.  He was always available when ever I needed him to answer any questions.
 
The staff could not have been more courteous and helpful to me.  They never made me feel that I was bothering them (and I called quite a lot, believe me).  After a while they seemed like family.
 
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