Will My Insurance Rates Go Up After I Was Injured In A Car Accident?

Listen as Charlie Draper discusses whether or not your insurance rates will go up after you have been in a car accident in Florida.

If you live in Florida and you've been in a car accident, you may be wondering whether or not your rates will go up when you file a medical claim against your insurance. The short answer is that they shouldn't, but in some cases they do, even in no-fault states.

Because Florida is a no-fault state, your auto insurance company is required to pay your medical treatment bills and any lost wages for an amount of up to ten thousand dollars. In most cases your rates should not go up because of the no-fault law and the fact that you have been paying premiums for that kind of protection.

However, from the insurance company’s viewpoint you may be labeled as a risk after one accident. It is hard to predict whether or not you will be labeled as a risk. If you have more than one accident in a short period of time, then you may receive a rate increase – or worse – be denied renewal. There's really no way to predict this. Watch the video to learn more.



If you have additional questions regarding why your rates my increase after an accident, call the experienced Kissimmee car accident lawyers of Draper Law Offices at (407) 846-0075. I welcome your call. Visit our educational website, where you can view more videos and media content from our law firm.
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I was referred to Draper Law by my father in-law after being hit from behind in an auto accident. I didn't realize, at the time, what an important decision I was making by hiring a personal injury attorney to represent me. Charles Draper took the time to explain the process and what I could expect. His professional team was there for me every step of the way through a long, and often complicated, legal experience. I just want to express my sincerest gratitude for all the efforts that were taken by Charlie and his team on my behalf in obtaining a settlement on my case.